Travel insurance can seem like a boring and unnecessary item on your pre-travel to do list – why spend money protecting yourself against a holiday disaster which may never happen? However, expensive holiday disasters, such as cancellation, medical emergencies or lost possessions, can strike at any time, whether you’re popping over to Europe for a long weekend or travelling the world for two years.
The main items covered by travel insurance are:
If you plan to engage in activities like this, work with a travel insurance agent to compare adventure travel insurance plans to make sure your particular activities will be covered.
The most common overseas medical emergencies policyholders experience include:
If you don’t have the right coverage in place and you get injured or sick on your trip, you’ll be stuck paying medical bills out-of-pocket.