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Increase of family supports for the new year

28/12/2017

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In accordance to the budget 2018 these additions will be put in place starting the new year: 

• The free pre-school programe will be extended to provide a full 2 year service.
• The Minister announced an increase in the earnings disregard for the One Parent Family payment and the Job seekers Transitional scheme by €20 per week.
• The threshold for receipt of the Family Income Supplement is also increasing by €10 per week for families with up to 3 children.
• The weekly rate for the qualified child payment will also increase by €2 per week.

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Extension of Dental and optical treatment schemes to all PRSI Contributors

19/12/2017

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The Treatment Benefit Scheme is a scheme run by the Department of Employment Affairs and Social Protection (DEASP) that provides dental, optical and aural services to qualified people. The Treatment Benefit Scheme is available to insured workers and retired people who have the required number of PRSI contributions
The extended Optical and Dental services under the scheme will be available to qualified PRSI contributors, including employees and the self-employed, and their dependent spouses/partners with effect from Saturday, 28th of October 2017. This is a further improvement to the Treatment Benefits scheme, which was extended to the self-employed earlier this year.
The “reckonable contributions” for Treatment Benefit are payment of Class A, E, P, H or S social insurance contributions. The amount of social insurance you need depends on your age. For example, there are special rules for people aged 66 and over. Generally speaking, you must have 260 contributions paid at any time, and you must have either 39 paid or credited in any of the two contribution years before reaching age 66, or 26 contributions paid in both the relevant contribution year and the year immediately before it.
Under the Treatment Benefit Scheme, you may qualify for:
j               DENTAL BENEFIT
j               OPTICAL BENEFIT
j               HEARING AIDS


The dental benefit that will be most rewarding to the self-employed in Ireland from the decrease in glasses and lack of demand for hearing aids. But under the Dental Benefit scheme, the Department pays the full cost of an oral examination once a calendar year. From 28/10/17, a payment towards either a scale  and  polish  or,  if  clinically necessary, periodontal treatment, is also available  once  per  calendar  year (depending on the normal cost of the cleaning, there may be a balance to be paid by the customer). You may get tax relief on certain non-routine dental treatments.
There is also an option to have treatment in another EU member state. If so, the Department will pay an amount equivalent to the rate paid for similar treatments carried out in Ireland or, the amount actually paid for the treatment. The lower of these amounts will be covered. You must however, still have the qualifying PRSI contributions. To do this, you must contact the Treatment Benefit Section before you travel to get an application form and for details of the amount, the Department will pay.
Claims may be made through your provider (dentist, optician, or audiologist), who will be able to check your entitlement in advance of treatment, and claim payment afterwards.
To allow for this, your provider will need certain identifying information about you; for example, your date of birth and PPS Number. You must sign a Consent Form to say that you agree to your provider having this information, and supplying it to this Department as necessary to complete the claim for payment.
If your spouse, civil partner, or cohabitant does not have enough social insurance contributions, he/she may still qualify for Treatment Benefit on your social insurance record. For this to happen, you must qualify for Treatment Benefit and your spouse, civil partner or cohabitant must be dependent on you.


Where you are claiming as a dependent under your spouse or partner’s PRSI record, both you and your spouse/partner will need to sign the consent form in advance.
For more information, please visit http://www.welfare.ie/en/Pages/Treatment-Benefit1.aspx

​

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Cyber Security tips for SME’s

13/12/2017

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As digital transformation takes hold, organizations must learn what their IT security vulnerabilities are — and how best to address them.

Emerging technologies, particularly the Internet of Things (IoT), are taking global connectivity to a new level, opening fresh and compelling opportunities for both adopters and, unfortunately,
Attackers.
A multi-faceted approach is necessary when you are considering your company’s level of cyber-security. The following simple steps will help you to bring your cyber-security up a gear:

ALL MEMBERS OF STAFF SHOULD BE RESPONSIBLE FOR CYBER-SECURITY
While following security best practices is essential to network security, many organizations remain unaware of, or pay little attention to, the weakest link in the security chain: people. It doesn’t make sense to try to solve what is essentially a human problem solely with technical means. Educating users leads to an alert organization in which users report every suspicious thing they encounter.

IDENTIFY AND ADDRESS INTERNET SECURITY RISKS IMMEDIATELY
Once a risk is identified, users and IT professionals must be committed to addressing it, with the support of executives. In a perfect world, security professionals would strive to create a risk-free environment. That’s not possible, however, because some degree of risk is inherent in every action an organization takes. Simply telling people what not to do is rarely effective, particularly if what they’re doing saves time and produces positive results. It is more effective to focus more on implementing actions that all members of your organization are comfortable with in order to achieve the best method of cyber-security for you.


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